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CRA Public File

This web page contains information that is required to be made available to the public under the Community Reinvestment Act (CRA). By providing our CRA public files online, NorthEast Community Bank allows our customers to review information about the Bank more conveniently and provides the general public with the ability to produce hard copies of only those documents needed.

Under the CRA, the following information must be maintained in a public file and be current as of April 1st of each year:

All written comments received from the public for the current year and each of the prior two calendar years that specifically relate to the bank's performance in helping to meet community credit needs, and any response to the comments by the bank, if neither the comments nor the responses contain statements that reflect adversely on the good name or reputation of any persons other than the bank or publication of which would violate specific provisions of law.

For a copy of the public section of the bank's most recent CRA Performance Evaluation please select from the following link(s) below.

Additional information available to the public:

Banks other than small banks shall include in their public file the following information pertaining to the bank and its affiliates, if applicable, for each of the prior two calendar years:

The Bank's loan-to-deposit ratio for each quarter of the prior calendar year and, at its option, additional data on its loan-to-deposit ratio 

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau's Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.

Comments or questions about this web page or about NorthEast Community Bank’s CRA performance, or the 2016 HMDA Disclosure Statement may be addressed to:

NorthEast Community Bank
Corporate Headquarters
325 Hamilton Ave
White Plains, NY 10601

Attention: CRA Officer

Call NorthEast Community Bank Toll-Free: (866) 287-7500

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